Open Technology Solutions
From manual processes to customized automation
Open Technology Solutions (OTS) is a credit union service organization (CUSO) that provides technology support for its three owner credit unions:
• Bethpage Federal Credit Union ($6.9B in assets, 311,000 members),
• Bellco Credit Union ($4.3B in assets, 296,000 members), and State Employees
• Credit Union of Maryland ($3.3B in assets, 245,000 members).
The CUSO operates three data centers and hosts a wide range of key applications, including core processing, online and mobile, as well as the integration layer for any products one of the owners might choose to run on its own. While each owner is free to deploy whatever technology it sees fit, the three credit unions share about 80% of their technology. This provides a tremendous economy of scale.